Dubai is on track to become the global hub for tokenised property investment, revolutionising the way real estate is bought and sold.
In a major step toward financial innovation, the Dubai Land Department (DLD) has confirmed plans to allow tokenised real estate transactions using digital currencies by the end of 2025. This forward-thinking initiative is expected to reshape the city’s real estate investment landscape, making it more accessible, secure, and future-ready for a new generation of global buyers.
What is Tokenised Real Estate?
Tokenisation is the process of converting real-world assets — like property — into digital tokens stored on blockchain. Each token represents a fraction of the property’s value, enabling multiple investors to own a share without needing to purchase the entire asset.
In Dubai’s pilot phase, tokenised assets have allowed investors to buy into high-value properties with as little as AED 2,000, making the market more inclusive and globally accessible than ever before.
Strong Global Demand in Pilot Phase
Since launching its tokenisation programme in March 2025, Dubai has seen overwhelming interest:
6 tokenised projects sold out within minutes
Over 1,400 investors from 50 countries
70% were first-time investors
20,000+ people remain on a waiting list
“This is the investment model of the century,” said Dr. Mahmoud Al Burai, Director of Real Estate Policies and Innovation at DLD. “Anyone in the world can now be part of Dubai’s real estate story.”
Built for Investor Confidence and Security
The initiative is being developed in collaboration with:
Dubai’s Virtual Assets Regulatory Authority (VARA)
UAE Central Bank
Dubai Future Foundation
These partners are working to integrate tokenised property investment into the UAE’s existing regulatory framework, ensuring investor protection, data privacy, and transactional security.
Key Investor Incentives:
Minimum investment: AED 2,000
Ownership cap: Max 20% per investor to ensure broad participation
Lower registration fees: Reduced to 2%
Global access: Now open to non-resident foreign investors from September
Secondary market: Early investors can resell their shares from September
Digital Currency & Stable Dirham
Currently, digital currency transactions are processed through stablecoins before conversion into dirhams. However, by the end of 2025, the UAE Central Bank is expected to issue a “stable dirham”—a national digital currency that will allow direct purchases using blockchain-based payments.
Next Phase: Off-Plan & $16 Billion Goal by 2033
The initiative’s first phase focuses on ready-to-move-in properties and those completing by September. Phase two will expand tokenisation to include off-plan developments, opening a new frontier for pre-construction investment.
Dubai’s goal? Grow the value of the tokenised real estate sector to $16 billion (approx. AED 59 billion) by 2033, capturing around 7% of Dubai’s projected AED 1 trillion real estate market.
What This Means for Investors
Whether you’re a seasoned investor or entering the Dubai property market for the first time, tokenised real estate offers a secure, low-barrier, and globally compliant way to be part of one of the most dynamic real estate ecosystems in the world.
With high liquidity, fractional ownership, and global accessibility, Dubai is redefining the real estate investment playbook — and now, anyone with a digital wallet can join.
